• 6 Umbrella Programs
  • 600+ Eligible Classes
  • Legendary Service
  • Pricing That Wins

Our corporate heritage dates back to the enactment of the Liability and Risk Retention Act (“LRRA”) of 1986 and the dawn of purchasing group (“PG”) programs. We were amongst the first to offer a PG for Real Estate owners and now we have an array of exclusive, best-in-class umbrella programs for a variety of business classes including Construction, Manufacturing, Real Estate, Retail, Service, Wholesale Distributors.

Backed by the world’s largest and most recognizable insurance companies our Programs are available in all states on “A” rated admitted paper with limit options ranging from $5 Million up to $100 Million on a Follow Form Aggregate Limit Per Location Basis. All of our Umbrella Programs provide individual policy issuance and No Shared Limits. Additional coverage highlights include Third Party Discrimination Coverage, Professional Liability Protection, Pollution Enhancement Coverage, Broad Form Named Insured and separate limits for Crisis Response. To get a feel for just how aggressive our pricing and minimum premiums can be we invite you to receive an Instant Pricing Indication today using our best in class eCommerce platform UmbrellaPro.

Click on any of the Program names listed below to be redirected to our proprietary eCommerce platform. UmbrellaPro provides 24/7/265 access to submit, quote, bind and receive your policy in as little as 7 minutes.

Real Estate Program

Owners and Managers of Commercial and Residential Real Estate (including Community Associations), Hotels, Motels and Bed & Breakfasts

Construction Trades Program

Commercial and/or residential construction businesses providing services as a General Contractor, Contractor or Subcontractor

Service Program

Businesses providing services, including professional services such as legal and accounting, to consumers and/or businesses

Retail Program

Businesses operating as retailers of consumer goods for sale

Manufacturer Program

Businesses involved in the manufacturing of consumer goods for sale

Wholesale Distributors Program

Businesses involved in the wholesale distribution of goods